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Post by surfborg on Jan 4, 2008 12:55:48 GMT -5
I've been without a job for long enough that my bike got repo'd. I knew it was going to happen. I couldn't find a buyer for it during fall/winter in Illinois. Perhaps one day I will be able to pay cash for another one someday. Good bye Xciting, it was good while it lasted.
Surf
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Post by natefromogden on Jan 4, 2008 14:36:34 GMT -5
Bummer dude. I hope you can get things back under control in 08.
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Post by tyrssen on Jan 7, 2008 19:19:50 GMT -5
Best wishes for a much better new year.
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Post by memturbo on Jan 7, 2008 23:39:12 GMT -5
Didnt you try to hide it . Id would have spray painted that sucker before Id let someone get it  |
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Post by 90GTVert on Jan 8, 2008 9:29:35 GMT -5
That is a terrible thing to say, let alone actually do. What if you held the unpaid note? How would you like it then? Stan Didnt you try to hide it . Id would have spray painted that sucker before Id let someone get it |
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Post by memturbo on Jan 8, 2008 11:14:12 GMT -5
I had a smiley face at the end .
Besides most places would rather have a payment of anykind than have to repo
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Post by surfborg on Jan 8, 2008 17:03:33 GMT -5
Didnt you try to hide it . Id would have spray painted that sucker before Id let someone get it No. I coudn't/wouldn't have done that. I did everything I could to find away to pay for it. I would have much rather had another monthly bill then to add a black mark to my credit rating. I called the finance company and arranged for them to take it. I knew I couldn't make the payments and I figured it was easier on THEM to voluntarily let it go then to hide and hope they didn't try to find me. It will still come to bite me in the ass one day. I felt the roof over the head and food in my sons stomache was more important. If I was still out in Tucson then perhaps I would have sold the car instead. Kept the smaller of the too payments. I'm in Illinois right now. I need the car more then I needed the bike. I'll have another bike one day. All of our other bills and debts are covered. I've went through tougher times before and , like those, this too will pass. Surf |
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Post by scooterlizard on Jan 8, 2008 19:27:38 GMT -5
Surf,
it's hard to loose something, but you did right thing and made sure that your family came first. It will get better. Good luck.
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Post by Aaron on Jan 8, 2008 22:02:59 GMT -5
Surf in the past two years I have had to surrender my 2004 Mercury Grand Marquis, my wifes 2006 Chevy Equinox, and I have told the other bank to come get the 4-wheeler whenever they want. As they are a local bank they said well either things get better and you can pay us or it gives us a place to store it until we have a market for it. Over the past two years my wife has been unemployed for 8 months and the rest of the time she has earned $10 an hour... and she is the one with the degree. This after making $35,000 a year. So I am with you my friend, I know where it is you are. I also know you can dig out this again. And like me you are unlikely to ever take something on payments again other than a house.
Aaron
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Post by "Big Guy" on Jan 9, 2008 9:50:59 GMT -5
...I would have much rather had another monthly bill then to add a black mark to my credit rating... I hate to tell you this dude, but you still get the black mark on your credit, repoed or not. I would have parked it in a friend's garage or something rather than giving it back. The finance company will either auction it or sell it to an employee's friend for some ridiculously low price, and still collect the balance owed from you one day. I remember back a few years ago i was in the same boat and I held on to my car (hid it at my sister's house). A few months went by and I got back on my feet, negotiated with the finance company, and all went well. Had I given it back, I would have had to still pay for it and have nothing when all was said and done. Anyway, I see life as a circle... things just keep coming around, so keep you head up, stick your chest out, take a deep breath and keep going. A positive attitude forces positive actions... things will get better and you'll be riding again soon! Best of luck to you, and start the up cycle with a Karma! -Rich |
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Post by newc77 on Jan 14, 2008 7:37:48 GMT -5
Wishing you blessings for a much better 2008. I feel very bad for your situation. Hope things look up for you soon.
Tom
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Post by swampsniper on Jan 14, 2008 19:50:23 GMT -5
Hang in there, it is rough some times!
I don't know how y'all make it anyway, your heating bills up there are likely more than my entire budget.
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Post by Glennby on Jan 15, 2008 10:03:05 GMT -5
I've been their too surfborg,when the airlines began layoffs in the 80's i was effective and lost my job at Douglass(Longbeach).had to give up my car.we (my first wife) filed bankruptcy.had to move in a smaller apartment. i started working doing security just to scrape by. devoriced .and over the years things started to get better.remarried,went back to school,i have a degree now, and and work for a large airline with 20 years under my belt.have two great kids with a wife who puts with me(kid at hart).so what i'm saying is. things(stuff)happens for a reason,and you and the other folks in your shoes hit bottom,so now the only way is up!good luck my friend!and hang in their. good things happen to all those who wate! .
Glennby
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Post by strangerdejavu on Jan 16, 2008 22:26:07 GMT -5
Ah man, surf. That's a bummer. I didn't even know you'd gotten one, I haven't checked in for so long! I'm sure you enjoyed every second of it - and I hope it's not too long before you're back in action again. Do you still have your original scoot?
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Post by Lugh on Jan 22, 2008 22:08:12 GMT -5
Oh man, surf, I'm sorry your goin' through this. I hope things get better for you and you can come out to Tucson. I live just outside of Tucson and I'd be happy to show you around. You know we're all pullin' for you man!
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